Mainframe: Automatic Lending Solutions (ALS)

The Advanced Lending Solutions (ALS) suite is the end-to-end single source for total lending automation – from loan servicing, to default management and reporting for the global marketplace. This is basically FIS product.

The FIS ALS Servicing Manager solution is a highly sophisticated, scalable, lending software package that provides automated account management and proactive customer care for the life of the loan.

Different Types of Loans

ALS Servicing Manager – ALS Servicing Manager is a highly sophisticated, scalable software solution with a modular construction that supports a fully integrated system of account management and customer service for the life of the loan.

ALS Advanced Escrow – ALS Advanced Escrow integrates with ALS Servicing Manager to accommodate all the needs of the escrowed loan portfolio: taxes, property insurance and other related items that need managing.

ALS Automotive Finance – FIS’ ALS Automotive Finance is the servicing manager for automotive credit with the flexibility, features and functions to meet the high-volume, low-cost needs of a specialized and rapidly growing market.

ALS Dealer Finance – Dealer Finance (ALS-DF) is FIS’ industry-specific wholesale automotive finance solution that supports a full range of wholesale products. Click here to learn more about ALS-DF.

FIS Default Manager – FIS Default Manager is a comprehensive, enterprise solution for managing any collectable no matter which core accounting system is involved. This next-generation solution supports all types of delinquent accounts (i.e. consumer, commercial, mortgage, credit card and deposit overdraft).

FIS Construction Loan Tracking Manager – Financial institutions need a construction lending solution that is tightly integrated with their core lending platform.

ALS Functionality

Portfolio Segregation – Segregate by lines of business

Portfolio Growth – Facilitates the creation of new product offerings by using the software’s predefined parameters

Flexibility and Speed to Market – Allows organizations to set parameters to efficiently create customized, market-driven loan products online, without programmer assistance

Productivity – Eliminates duplication, loan data is entered once and only once.

Versatility – Adapts to the interest rate variations and multiple payoff options.

Extensive Backdating
Customer Relationship Management
Insurance Products

Supporting applications – Advanced Escrow, Default Manager, and Construction Loan Tracking the Systematics suite of products is the foundation for some of the world’s most successful banks and financial services organizations.