The differences between Partial Auth reversal and Full auth reversal confuse many developers. Since these are tricky card transactions. I made it simple.
I mean to say I have explained it to understand quickly.
Full Authorization reversal
For example, you did a purchase for $100, and your card balance only is $50. Then, you said you will give a check for the balance. Merchant completes partial Auth.
After some time, you decided to cancel that transaction and to pay the entire amount with a check. Then, the merchant reverses the $50. This is called partial Auth reversal. This is also called full auth reversal.
Let me put it precisely, If you paid full $100 with card, that is called full Auth. If you paid a partial amount of $50, that is called partial Auth.
Partial vs Full auth reversals.
Partial Authorization Reversal
Suppose, you purchased for $100, you paid with card the full amount. Just after that, the Merchant decides to give a discount of $10. To do this, Merchant will initiate partial Auth reversal.
During the settlement time, Merchant runs partial auth reversal transaction. The acquirer then notifies the reversed amount (Discount $10) to the card issuer. The reversed amount credits to your card.
Get new content delivered directly to your inbox.